Terms and Conditions
Last Updated: March 2025
These Terms and Conditions govern your use of all services offered under Al Ru’ya Capital and AurumFx. By accessing, registering, or using any part of our platform, products, or services, you acknowledge that you have read, understood, and agreed to be legally bound by these terms. If you do not agree, you must discontinue use immediately.
1. Definitions
- “Company” refers to Al Ru’ya Capital and its brand AurumFx.
- “Services” refer to automated trading, signal provision, trade ideas, educational content, and related financial technology offerings.
- “Client” refers to any individual or entity using our services.
- “Broker” refers to the third-party regulated broker through which client trades are executed.
2. Risk Disclosure and No Guarantee of Returns
- Trading foreign exchange and CFDs involves significant risk and may not be suitable for all investors.
- Past performance is not indicative of future results. You may lose some or all of your capital.
- Al Ru’ya Capital and AurumFx do not guarantee profits, and no part of our service should be interpreted as financial advice.
3. Regulatory Compliance
- Al Ru’ya Capital and AurumFx are not licensed financial advisors or brokerage firms.
- All trading is conducted via regulated third-party brokers.
- Clients are solely responsible for ensuring their compliance with local laws and tax obligations.
4. Service Description
4.1 AurumFx Automated Trading
- Fully automated AI-driven trading connected via broker API.
- Users must register directly with the broker and connect their trading account.
- Performance fees are charged only on profitable months.
4.2 AurumFx Signals & Trade Ideas
- Signals are informational only and not financial advice.
- Users act on signals at their own discretion and risk.
5. User Eligibility
To use our services, users must: – Be at least 18 years old or meet the legal age in their country. – Have the legal capacity to enter binding agreements. – Not be located in jurisdictions where such services are prohibited.
6. Third-Party Brokers
- Clients must independently register with a third-party regulated broker.
- The Company has no access to client funds and does not handle deposits/withdrawals.
- Disputes regarding fund access or trading execution must be addressed with the broker directly.
7. Fees and Payment Terms
- Fees include setup/admin fees and/or performance-based fees, clearly stated before onboarding.
- All payments are non-refundable unless agreed in writing.
- Affiliates receive compensation from broker commissions or performance share, as per agreement.
8. Limitation of Liability
- The Company is not liable for:
- Trading losses
- Broker platform failures
- API downtime or latency
- User error in trade execution (signals)
- Maximum liability is limited to fees paid to the Company for the relevant service period.
9. Intellectual Property
- All content, systems, algorithms, designs, and branding under Al Ru’ya Capital and AurumFx are the intellectual property of the Company.
- Unauthorized copying, distribution, or use is strictly prohibited.
10. Termination of Services
- The Company reserves the right to suspend or terminate any account for misuse, non-compliance, fraud, or other violations.
- Clients may cancel services by providing written notice.
11. Privacy and Data Protection
- Personal information is processed in accordance with our Privacy Policy.
- We do not sell client data and only share it with necessary third parties for service delivery.
12. Dispute Resolution
- All disputes shall first be addressed through internal resolution.
- If unresolved, disputes will be handled under the jurisdiction of Belize.
13. Modifications to Terms
- We reserve the right to update these Terms at any time.
- Continued use of our services constitutes acceptance of any updates.
14. Contact Details
Email: support@alruyacapital.com
Website: www.alruyacapital.com
Legal Disclaimer
Last Updated: March 2025
This Legal Disclaimer applies to all services, products, and communications provided by Al Ru’ya Capital and AurumFx (“we,” “us,” or “our”).
1. No Financial or Investment Advice
The content, materials, services, and products provided by Al Ru’ya Capital and AurumFx are for informational and educational purposes only and should not be considered legal, financial, or investment advice.
You are solely responsible for evaluating the risks and merits of any financial decisions. We strongly recommend that you seek professional advice before making any investment decisions.
2. Performance and Risk Acknowledgment
Past performance is not indicative of future results. Trading in forex, commodities, indices, or any financial market involves a high degree of risk, and there is always the possibility of losing your investment. Al Ru’ya Capital and AurumFx do not guarantee any profit or success.
3. Third-Party Broker Relationships
We do not control or operate any third-party brokers. We facilitate partnerships through affiliate or IB (introducing broker) arrangements, but all fund deposits and withdrawals are conducted directly by the broker selected by the client. We are not responsible for the actions, delays, or errors of any third-party platforms.
4. Use of Signals and Automation
AurumFx provides trade ideas and automation services based on internal strategies and historical data. These should not be interpreted as investment recommendations. You agree that you are using signals or automation tools at your own risk, and you accept all liability for trades executed on your account.
5. Jurisdictional Restrictions
Our services are not intended for residents of jurisdictions where trading or the marketing of such services is not permitted. You are responsible for ensuring that you are legally permitted to use our services based on your jurisdiction.
6. Limitation of Liability
To the maximum extent permitted by law, Al Ru’ya Capital and AurumFx disclaim all liability for any direct, indirect, incidental, or consequential loss or damages arising from the use of or reliance on our services or any errors in provided content.
7. User Responsibility
By using our platform or services, you agree to conduct your own due diligence and accept full responsibility for your trading decisions and associated outcomes.
If you have any questions about this disclaimer, please contact us at:
📧 Email: support@alruyacapital.com
🌐 Website: www.alruyacapital.com
By continuing to use our services, you confirm that you have read and understood this Legal Disclaimer.
Risk Disclaimer
Last Updated: March 2025
This Risk Disclaimer applies to all services provided by Al Ru’ya Capital and AurumFx, including but not limited to automated trading systems, signal provision, trade ideas, educational content, and affiliate programs.
1. General Risk Acknowledgment
Trading in financial markets, including Forex, commodities (such as gold), and CFDs (Contracts for Difference), involves substantial risk and is not suitable for every investor. There is a possibility that you may sustain a loss of some or all of your initial investment. Therefore, you should not invest money that you cannot afford to lose.
2. No Guarantee of Results
While Al Ru’ya Capital and AurumFx may present past performance data and hypothetical results, these do not guarantee future performance. We do not warrant or imply that any account will or is likely to achieve profits or losses similar to those shown.
3. Automated Trading Risks
Automated trading systems and algorithms may perform in unexpected ways due to market conditions, technological failure, or broker execution errors. Users must understand that automated strategies do not eliminate risk.
4. Signal and Trade Idea Limitations
Trade ideas and signals shared via AurumFx do not constitute financial advice. They are for educational and informational purposes only. You are solely responsible for any trading decision you make based on our suggestions.
5. Broker Disclaimer
Al Ru’ya Capital and AurumFx are not regulated financial institutions and do not provide brokerage or financial advisory services. All trading activities are conducted through third-party brokers. We do not control broker platforms or execution, and therefore, we are not liable for losses or disruptions related to broker services.
6. Affiliate Earnings Disclosure
Some members and partners may earn commissions through affiliate links with third-party brokers or platforms. These earnings are independent of your trading results.
7. Technology Risk
Trading platforms, VPS servers, APIs, and other tools may experience disruptions, outages, or delays. Al Ru’ya Capital and AurumFx are not liable for any losses arising due to technology failures beyond our control.
8. Independent Financial Advice
We strongly encourage all users to seek independent legal, financial, and tax advice before engaging in any trading activities. The responsibility for all trading and investment decisions lies solely with you, the user.
By using our services, you acknowledge that you have read, understood, and accepted the terms of this Risk Disclaimer. If you do not agree, please refrain from using our platform.
📧 For any inquiries, please contact us at: support@alruyacapital.com
Refund Policy
Last Updated: March 2025
This Refund Policy applies to all services and digital products offered by Al Ru’ya Capital and AurumFx, including but not limited to automated trading systems, trading signals, trade ideas, affiliate programs, and educational content.
1. General Policy
All purchases made through Al Ru’ya Capital and AurumFx are non-refundable. By completing a purchase, you agree to this policy and accept that no refunds will be issued under any circumstances, except as required by law.
2. Digital Product Sales
Due to the nature of our services, which include digital delivery and real-time financial signals, refunds are not available once access is granted to any digital content, signals, automation systems, or proprietary strategies.
3. Automated Trading System Fees
All setup and administration fees associated with the AurumFx automated trading service are final and non-refundable. This includes fees paid for access, onboarding, configuration, and third-party integration.
4. Affiliate Earnings
Commissions and earnings distributed through the affiliate program are based on real-time activity and broker partnerships. These amounts are not subject to refund or reversal.
5. Service Disruptions
While we strive for uninterrupted service, Al Ru’ya Capital and AurumFx do not offer refunds for temporary downtime, maintenance periods, or technical issues beyond our control.
6. Chargebacks
Unauthorized chargebacks will be considered a violation of our terms. We reserve the right to terminate access to all services and take appropriate legal action to recover any costs incurred.
7. Exceptional Circumstances
If you believe your situation warrants an exception, you must submit a written request with full details to our support team within 7 days of the transaction. Approval is solely at our discretion and will be assessed on a case-by-case basis.
By using our services, you acknowledge that you understand and accept the terms outlined in this Refund Policy.
📧 For any questions or concerns, contact us at: suppport@alruyacapital.com
Privacy Policy
Effective Date: March 2025
At Al Ru’ya Capital and AurumFx (“we”, “us”, or “our”), we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website or use our services.
1. Information We Collect
- Personal Information: Name, email, phone number, billing information, trading account details.
- Technical Data: IP address, browser type, operating system, referring URLs, usage data.
- Cookies and Tracking Technologies: For analytics and service improvements.
2. How We Use Your Information
- To provide and manage our services.
- To communicate updates, promotions, and service notifications.
- To improve and personalize user experience.
- To comply with legal and regulatory obligations.
3. Sharing Your Information
- With third-party service providers (e.g., brokers, payment processors) as needed.
- With regulators or law enforcement if legally required.
- Never sold or rented to third parties.
4. Data Security
We use industry-standard encryption and security protocols to protect your data. However, no method is 100% secure.
5. Your Rights
- Access, correct, or delete your personal information.
- Withdraw consent for data processing (where applicable).
6. Data Retention
We retain data only as long as necessary for business or legal requirements.
7. Third-Party Links
Our site may contain links to third-party sites. We are not responsible for their privacy practices.
8. Changes to This Policy
We may update this policy. Changes will be posted on our website.
9. Contact Us
For questions or concerns:
📧 Email: support@alruyacapital.com
🌐 Website: www.alruyacapital.com
By using our services, you consent to this Privacy Policy.
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